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SaaS Quick Ratio Calculator

Measure how efficiently your SaaS grows: new and expansion revenue gained for every dollar lost to churn and downgrades.

Your numbers

$

From customers who joined this month.

$

Upgrades and add-ons from existing customers.

$

From customers who cancelled.

$

Downgrades from customers who stayed.

SaaS quick ratio

3.33 x

Net new MRR

$7,000

MRR gained
$10,000
MRR lost
$3,000
The math behind it
  1. Gained

    $8,000 + $2,000equals$10,000

  2. Lost

    $2,500 + $500equals$3,000

  3. Quick ratio

    $10,000 ÷ $3,000equals3.33x

Two companies can add the same net new revenue in very different ways. One wins a little and loses almost nothing; the other wins a lot and loses nearly as much. The quick ratio separates them: it divides the revenue you gained by the revenue you lost.

How it works

Add new MRR and expansion MRR to get everything gained this month. Add churned MRR and contraction MRR to get everything lost.

Divide gained by lost. A ratio of 1 means you are running to stand still. A ratio of 4 means you add $4 for every $1 that leaks out.

A ratio of 4 or more is widely cited as a sign of efficient growth for early-stage SaaS. Mature companies with large bases often run lower, because churn in dollars grows with the base.

A worked example

Gaining $8,000 of new MRR and $2,000 of expansion is $10,000 gained. Losing $2,500 to churn and $500 to downgrades is $3,000 lost. The quick ratio is $10,000 ÷ $3,000 = 3.33, and net new MRR is $7,000.

Questions people ask

What does a quick ratio below 1 mean?

You lost more recurring revenue than you gained this month, so MRR shrank. Look at churn and contraction first; winning more new customers only refills a leaking bucket.

Should I calculate it monthly or quarterly?

Monthly figures are noisy, especially for small companies where one large cancellation swings the result. A quarterly figure, or a three-month rolling average, is more reliable.

Is the quick ratio the same as net revenue retention?

No. Net revenue retention ignores new customers and only looks at the existing base. The quick ratio includes new customers, so it measures overall growth efficiency.